/* ============================================================
   MHHC Inc. — Holding Company · Investment Firm · Family Office
   Shared stylesheet for all pages.
   Derived from the MHHC Hi-Fi Mockup design system.
   ============================================================ */

:root{
  --navy:#1A3A5C;
  --navy-2:#0F2440;
  --navy-3:#081627;
  --navy-light:#2A4F75;
  --sage:#8B9D8B;
  --sage-dark:#6B7D6B;
  --sage-light:#A8B8A8;
  --gold:#C9A961;
  --gold-light:#E8D4A3;
  --gold-dark:#B89545;
  --cream:#F8F4EC;
  --cream-2:#F2EADF;
  --off-white:#F8F6F3;
  --text:#1A1A1A;
  --text-muted:#5A6A7A;
  --line:rgba(26,58,92,.08);

  --serif:"Literata",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;

  --shadow-sm:0 2px 8px rgba(26,58,92,.06);
  --shadow-md:0 8px 24px rgba(26,58,92,.10);
  --shadow-lg:0 20px 60px rgba(26,58,92,.15);
  --shadow-gold:0 8px 30px rgba(201,169,97,.35);
}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}

/* Scroll-reveal */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.delay-1{transition-delay:.08s}
.reveal.delay-2{transition-delay:.16s}
.reveal.delay-3{transition-delay:.24s}
.reveal.delay-4{transition-delay:.32s}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* Floating blob animation */
@keyframes float1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(30px,-20px) scale(1.08)}}
@keyframes float2{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-40px,30px) scale(1.1)}}
@keyframes orbSpin{to{transform:rotate(360deg)}}
@keyframes driftIn{from{opacity:0;transform:translateY(16px) scale(.96)}to{opacity:1;transform:none}}

body{
  font-family:var(--serif);
  color:var(--text);
  background:#fff;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  text-rendering:optimizeLegibility;
}
a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:inherit;border:none;background:none}
img{max-width:100%;height:auto;display:block}

/* ========== NAV ========== */
.nav{
  position:fixed;top:16px;left:50%;transform:translateX(-50%);
  z-index:1000;width:calc(100% - 40px);max-width:1200px;
  background:rgba(255,255,255,.7);
  backdrop-filter:saturate(180%) blur(20px);
  -webkit-backdrop-filter:saturate(180%) blur(20px);
  border:1px solid rgba(26,58,92,.08);
  border-radius:999px;
  padding:8px 10px 8px 22px;
  display:flex;align-items:center;justify-content:space-between;
  box-shadow:0 8px 30px rgba(26,58,92,.08);
  transition:all .3s ease;
}
.nav.scrolled{background:rgba(255,255,255,.92);box-shadow:0 10px 40px rgba(26,58,92,.12)}
.logo{
  font-family:var(--serif);font-weight:700;font-size:1.2rem;
  color:var(--navy);letter-spacing:-.01em;display:flex;align-items:center;gap:10px;
}
.logo img{width:34px;height:34px;flex-shrink:0}
.logo .inc{font-weight:500;font-style:italic;color:var(--gold-dark)}
.nav-links{display:flex;align-items:center;gap:1px;list-style:none}
.nav-links a{
  font-family:var(--sans);font-weight:500;font-size:.82rem;
  color:var(--text-muted);padding:8px 14px;border-radius:999px;
  transition:all .2s ease;white-space:nowrap;
}
.nav-links a:hover{color:var(--navy);background:rgba(26,58,92,.05)}
.nav-links a.active{color:var(--navy);background:rgba(201,169,97,.15)}
.cta-nav{
  font-family:var(--sans);font-weight:600;font-size:.85rem;
  color:#fff;background:var(--navy);
  padding:10px 22px;border-radius:999px;
  display:inline-flex;align-items:center;gap:8px;
  transition:all .25s ease;
}
.cta-nav:hover{background:var(--navy-2);transform:scale(1.03)}
.nav-right{display:flex;align-items:center;gap:10px}
.nav-toggle{
  display:none;flex-direction:column;justify-content:center;gap:5px;
  width:42px;height:42px;border:none;background:transparent;cursor:pointer;
  border-radius:50%;flex-shrink:0;transition:background .2s ease;
}
.nav-toggle:hover{background:rgba(26,58,92,.06)}
.nav-toggle span{
  display:block;width:20px;height:2px;border-radius:2px;background:var(--navy);
  margin:0 auto;transition:transform .3s ease,opacity .2s ease;
}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{
  position:fixed;top:0;left:0;right:0;z-index:999;
  background:#fff;
  padding:88px 28px 32px;
  box-shadow:0 20px 50px rgba(26,58,92,.16);
  border-bottom-left-radius:28px;border-bottom-right-radius:28px;
  transform:translateY(-110%);transition:transform .4s cubic-bezier(.4,0,.2,1);
  visibility:hidden;
}
.mobile-menu.open{transform:translateY(0);visibility:visible}
.mobile-links{list-style:none;display:flex;flex-direction:column;gap:2px}
.mobile-links a{
  font-family:var(--serif);font-size:1.5rem;color:var(--navy);
  padding:10px 4px;display:block;border-bottom:1px solid rgba(26,58,92,.06);
  transition:color .2s ease,padding .2s ease;
}
.mobile-links a:hover{color:var(--gold-dark);padding-left:10px}
.mobile-cta{
  margin-top:22px;display:flex;align-items:center;justify-content:center;
  font-family:var(--sans);font-weight:600;font-size:1rem;color:#fff;
  background:var(--navy);padding:16px;border-radius:999px;
}

/* ========== HERO (home) ========== */
.hero{
  position:relative;min-height:100vh;padding:160px 24px 80px;
  background:linear-gradient(180deg,#F8F4EC 0%,#EFE5D4 45%,#E5D9C2 100%);
  overflow:hidden;
}
.hero-mesh-1{
  position:absolute;top:-15%;right:-10%;width:60vw;height:60vw;max-width:800px;max-height:800px;
  background:radial-gradient(circle,rgba(201,169,97,.55) 0%,transparent 60%);
  filter:blur(60px);border-radius:50%;pointer-events:none;
  animation:float1 14s ease-in-out infinite;
}
.hero-mesh-2{
  position:absolute;bottom:-20%;left:-10%;width:55vw;height:55vw;max-width:750px;max-height:750px;
  background:radial-gradient(circle,rgba(139,157,139,.5) 0%,transparent 60%);
  filter:blur(70px);border-radius:50%;pointer-events:none;
  animation:float2 18s ease-in-out infinite;
}
.hero-mesh-3{
  position:absolute;top:30%;left:40%;width:40vw;height:40vw;max-width:500px;max-height:500px;
  background:radial-gradient(circle,rgba(26,58,92,.18) 0%,transparent 60%);
  filter:blur(80px);border-radius:50%;pointer-events:none;
}
.grain{
  position:absolute;inset:0;pointer-events:none;opacity:.3;mix-blend-mode:multiply;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3CfeColorMatrix values='0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.08 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
.hero-inner{
  position:relative;z-index:2;max-width:1200px;margin:0 auto;
  display:grid;grid-template-columns:1.15fr 1fr;gap:64px;align-items:center;
}
.hero-badge{
  display:inline-flex;align-items:center;gap:10px;
  font-family:var(--sans);font-size:.78rem;font-weight:600;
  letter-spacing:.08em;text-transform:uppercase;color:var(--navy);
  background:rgba(255,255,255,.6);
  border:1px solid rgba(26,58,92,.1);
  backdrop-filter:blur(10px);
  padding:9px 18px;border-radius:999px;margin-bottom:28px;
}
.pulse-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(201,169,97,.25);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.5}}
.hero h1{
  font-family:var(--serif);font-weight:700;
  font-size:clamp(2.75rem,6vw,5rem);
  line-height:1.03;letter-spacing:-.025em;color:var(--navy-3);
  margin-bottom:28px;
}
.hero h1 em{font-style:italic;font-weight:500;color:var(--gold-dark);display:inline-block}
.hero h1 .underline{position:relative;display:inline-block}
.hero h1 .underline::after{
  content:"";position:absolute;left:0;right:0;bottom:6px;height:10px;
  background:rgba(201,169,97,.3);z-index:-1;border-radius:4px;
}
.hero p.sub{
  font-family:var(--serif);
  font-size:clamp(1.05rem,1.6vw,1.2rem);
  color:var(--text-muted);line-height:1.65;
  max-width:540px;margin-bottom:36px;
}
.hero-buttons{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:56px}
.btn-primary{
  font-family:var(--sans);font-weight:600;font-size:.95rem;
  color:#fff;background:var(--navy);
  padding:16px 32px;border-radius:999px;
  display:inline-flex;align-items:center;gap:10px;
  box-shadow:0 10px 30px rgba(26,58,92,.25);
  transition:all .25s ease;
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 40px rgba(26,58,92,.3)}
.btn-ghost{
  font-family:var(--sans);font-weight:600;font-size:.95rem;color:var(--navy);
  background:rgba(255,255,255,.5);
  border:1px solid rgba(26,58,92,.15);
  padding:16px 28px;border-radius:999px;
  display:inline-flex;align-items:center;gap:10px;
  backdrop-filter:blur(10px);
  transition:all .25s ease;
}
.btn-ghost:hover{background:#fff;border-color:var(--navy)}

/* Hero stat strip */
.trust-row{
  display:flex;flex-wrap:wrap;align-items:center;gap:32px 48px;
  padding-top:28px;border-top:1px solid rgba(26,58,92,.12);
}
.hero-stat strong{
  font-family:var(--serif);font-weight:700;font-size:1.9rem;color:var(--navy);
  display:block;line-height:1;letter-spacing:-.02em;margin-bottom:5px;
}
.hero-stat strong em{font-style:italic;font-weight:500;color:var(--gold-dark)}
.hero-stat span{font-family:var(--sans);font-size:.8rem;color:var(--text-muted)}

/* Hero visual composition */
.hero-visual{
  position:relative;aspect-ratio:4/5;width:100%;max-width:460px;margin-left:auto;
}
.hv-main{
  position:absolute;inset:0;border-radius:24px;overflow:hidden;
  background:linear-gradient(135deg,#2A4F75 0%,#1A3A5C 50%,#081627 100%);
  box-shadow:0 30px 80px rgba(26,58,92,.3);
}
.hv-main::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(circle at 25% 20%, rgba(201,169,97,.4) 0%, transparent 45%),
    radial-gradient(circle at 75% 80%, rgba(139,157,139,.35) 0%, transparent 45%),
    radial-gradient(circle at 60% 30%, rgba(232,212,163,.2) 0%, transparent 40%);
}
.hv-scene{position:absolute;inset:0;display:flex;align-items:center;justify-content:center}
.hv-scene svg{width:75%;height:auto;filter:drop-shadow(0 20px 40px rgba(0,0,0,.3))}
.hv-emblem{width:86% !important;transform-origin:center}
.emblem-orbit{transform-origin:200px 250px;animation:orbSpin 38s linear infinite}
.emblem-core{transform-origin:200px 250px;animation:emblemBreath 6s ease-in-out infinite}
.emblem-ripples circle{transform-origin:200px 250px;animation:emblemRipple 7s ease-in-out infinite}
.emblem-ripples circle:nth-child(2){animation-delay:.9s}
.emblem-ripples circle:nth-child(3){animation-delay:1.8s}
.emblem-bars rect{transform-origin:200px 330px;animation:barRise 1.4s cubic-bezier(.2,.7,.2,1) both}
.emblem-bars rect:nth-child(2){animation-delay:.15s}
.emblem-bars rect:nth-child(3){animation-delay:.3s}
.emblem-bars rect:nth-child(4){animation-delay:.45s}
@keyframes barRise{from{transform:scaleY(0)}to{transform:scaleY(1)}}
@keyframes emblemBreath{0%,100%{transform:scale(1)}50%{transform:scale(1.045)}}
@keyframes emblemRipple{0%,100%{transform:scale(.97);opacity:.10}50%{transform:scale(1.03)}}
@media (prefers-reduced-motion:reduce){
  .emblem-orbit,.emblem-core,.emblem-ripples circle,.emblem-bars rect{animation:none}
}

/* Floating cards */
.hv-float{
  position:absolute;background:rgba(255,255,255,.95);
  backdrop-filter:blur(20px);border-radius:16px;
  box-shadow:0 20px 50px rgba(0,0,0,.15);
  padding:14px 16px;display:flex;align-items:center;gap:12px;
  z-index:3;
}
.hv-float.tl{top:8%;left:-16%;animation:float1 7s ease-in-out infinite}
.hv-float.br{bottom:10%;right:-10%;animation:float2 9s ease-in-out infinite}
.hv-float .hv-icon{
  width:36px;height:36px;border-radius:10px;
  display:flex;align-items:center;justify-content:center;
  background:var(--cream-2);color:var(--navy);flex-shrink:0;
}
.hv-float.br .hv-icon{background:rgba(139,157,139,.2);color:var(--sage-dark)}
.hv-float .hv-text{font-family:var(--sans);font-size:.75rem;color:var(--text-muted)}
.hv-float .hv-text strong{display:block;color:var(--navy);font-size:.88rem;line-height:1.25;margin-bottom:2px}
.hv-badge{
  position:absolute;bottom:32px;left:50%;transform:translateX(-50%);
  font-family:var(--sans);font-size:.7rem;font-weight:700;
  letter-spacing:.15em;text-transform:uppercase;color:var(--gold-light);
  background:rgba(0,0,0,.35);backdrop-filter:blur(10px);
  padding:8px 18px;border-radius:999px;border:1px solid rgba(255,255,255,.15);
  z-index:2;white-space:nowrap;
}

/* ========== PAGE HERO (sub-pages) ========== */
.page-hero{
  position:relative;padding:180px 24px 90px;
  background:linear-gradient(180deg,#F8F4EC 0%,#EFE5D4 70%,#EAE0CC 100%);
  overflow:hidden;
}
.page-hero .hero-mesh-1{top:-40%;right:-15%}
.page-hero .hero-mesh-2{bottom:-60%;left:-15%}
.page-hero-inner{position:relative;z-index:2;max-width:1200px;margin:0 auto}
.page-hero h1{
  font-family:var(--serif);font-weight:700;
  font-size:clamp(2.5rem,5.5vw,4.25rem);
  line-height:1.05;letter-spacing:-.025em;color:var(--navy-3);
  margin-bottom:22px;max-width:880px;
}
.page-hero h1 em{font-style:italic;font-weight:500;color:var(--gold-dark)}
.page-hero p.sub{
  font-family:var(--serif);font-size:clamp(1.05rem,1.6vw,1.2rem);
  color:var(--text-muted);line-height:1.65;max-width:620px;
}
.page-hero .crumb{
  font-family:var(--sans);font-size:.78rem;font-weight:600;
  letter-spacing:.08em;text-transform:uppercase;color:var(--sage-dark);
  margin-bottom:24px;display:inline-flex;align-items:center;gap:10px;
}
.page-hero .crumb a{color:var(--sage-dark);transition:color .2s}
.page-hero .crumb a:hover{color:var(--navy)}
.page-hero .crumb svg{opacity:.6}

/* ========== MILESTONE TIMELINE ========== */
.milestones{
  background:linear-gradient(180deg,#fff 0%,var(--cream) 100%);
  padding:clamp(72px,8vw,100px) 24px;position:relative;overflow:hidden;
}
.milestones::before{
  content:"";position:absolute;top:20%;right:-10%;width:400px;height:400px;border-radius:50%;
  background:radial-gradient(circle,rgba(201,169,97,.18) 0%,transparent 70%);filter:blur(40px);
}
.ms-head{max-width:1200px;margin:0 auto 56px;text-align:center;position:relative}
.ms-rail{
  max-width:1200px;margin:0 auto;position:relative;
  display:grid;grid-template-columns:repeat(5,1fr);gap:8px;
}
.ms-rail::before{
  content:"";position:absolute;top:26px;left:6%;right:6%;height:2px;
  background:repeating-linear-gradient(90deg,var(--gold) 0 6px,transparent 6px 12px);
  opacity:.5;
}
.ms-item{text-align:center;position:relative;padding-top:60px}
.ms-dot{
  position:absolute;top:14px;left:50%;transform:translateX(-50%);
  width:28px;height:28px;border-radius:50%;
  background:#fff;border:2px solid var(--gold);
  display:flex;align-items:center;justify-content:center;
}
.ms-dot::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--gold)}
.ms-item.active .ms-dot{background:var(--gold);box-shadow:0 0 0 6px rgba(201,169,97,.18),0 0 0 12px rgba(201,169,97,.08)}
.ms-item.active .ms-dot::after{background:#fff}
.ms-year{
  font-family:var(--serif);font-weight:700;font-size:1.6rem;color:var(--navy);
  letter-spacing:-.02em;line-height:1;margin-bottom:8px;
}
.ms-year em{font-style:italic;color:var(--gold-dark);font-weight:500}
.ms-desc{font-family:var(--serif);font-size:.92rem;color:var(--text-muted);line-height:1.5}
@media (max-width:768px){.ms-rail{grid-template-columns:1fr 1fr;gap:24px}.ms-rail::before{display:none}}

/* ========== MARQUEE ========== */
.marquee{
  background:#fff;padding:28px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  overflow:hidden;
}
.marquee-track{
  display:flex;gap:56px;animation:scroll 30s linear infinite;white-space:nowrap;
}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.marquee-item{
  font-family:var(--serif);font-style:italic;font-size:1.35rem;color:var(--text-muted);
  display:inline-flex;align-items:center;gap:16px;
}
.marquee-item::after{
  content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);opacity:.5;
}

/* ========== SECTIONS ========== */
section{padding:clamp(90px,10vw,130px) 24px;position:relative}
.container{max-width:1200px;margin:0 auto;position:relative}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-family:var(--sans);font-size:.75rem;font-weight:600;
  letter-spacing:.12em;text-transform:uppercase;color:var(--sage-dark);
  margin-bottom:16px;
}
.eyebrow::before{content:"";width:24px;height:1px;background:var(--sage-dark)}
.eyebrow.gold{color:var(--gold-dark)}
.eyebrow.gold::before{background:var(--gold-dark)}
.eyebrow.light{color:var(--gold-light)}
.eyebrow.light::before{background:var(--gold-light)}

h2.section-heading{
  font-family:var(--serif);font-weight:700;
  font-size:clamp(2.25rem,4.5vw,3.4rem);
  line-height:1.05;letter-spacing:-.02em;color:var(--navy-3);
  margin-bottom:20px;max-width:900px;
}
.on-dark h2.section-heading{color:#fff}
h2.section-heading em{font-style:italic;font-weight:500;color:var(--gold-dark)}
.on-dark h2.section-heading em{color:var(--gold-light)}
.section-sub{
  font-family:var(--serif);
  font-size:clamp(1.05rem,1.5vw,1.15rem);
  line-height:1.65;color:var(--text-muted);max-width:640px;
}
.on-dark .section-sub{color:rgba(255,255,255,.7)}
.center{text-align:center}
.center .eyebrow{justify-content:center}
.center .section-heading,.center .section-sub{margin-left:auto;margin-right:auto}

.bg-cream{background:var(--cream)}
.bg-off{background:var(--off-white)}
.bg-navy{background:var(--navy-2);color:#fff;overflow:hidden}
.bg-navy-grad{
  background:
    radial-gradient(ellipse at 20% 10%,rgba(201,169,97,.22) 0%,transparent 40%),
    radial-gradient(ellipse at 80% 90%,rgba(139,157,139,.22) 0%,transparent 40%),
    linear-gradient(180deg,#1A3A5C 0%,#0F2440 100%);
  color:#fff;overflow:hidden;
}

/* ========== ABOUT / STORY ========== */
.about-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:center}
.about-copy p{
  font-family:var(--serif);line-height:1.75;
  font-size:clamp(1rem,1.4vw,1.08rem);
  color:var(--text-muted);margin-bottom:18px;
}
.about-copy p strong{color:var(--navy);font-weight:600}
.drop-cap::first-letter{
  font-family:var(--serif);font-weight:700;font-size:4.5rem;
  line-height:.85;float:left;padding:6px 12px 0 0;color:var(--gold-dark);
}
.about-stats{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:32px}
.about-stat{
  background:#fff;border:1px solid var(--line);border-radius:16px;
  padding:22px 24px;
}
.about-stat-value{
  font-family:var(--serif);font-weight:700;font-size:2.25rem;
  color:var(--navy);line-height:1;letter-spacing:-.02em;margin-bottom:6px;
}
.about-stat-value em{font-style:italic;font-weight:500;color:var(--gold-dark)}
.about-stat-label{font-family:var(--sans);font-size:.82rem;color:var(--text-muted)}

/* About visual — card stack */
.about-visual{position:relative;aspect-ratio:4/5;width:100%;max-width:480px;margin:0 auto}
.av-card{
  position:absolute;border-radius:20px;overflow:hidden;
  box-shadow:0 20px 50px rgba(26,58,92,.15);
}
.av-card.big{
  inset:0;
  background:
    radial-gradient(circle at 70% 30%,rgba(201,169,97,.5) 0%,transparent 50%),
    linear-gradient(135deg,#1A3A5C 0%,#0F2440 100%);
}
.av-card.big::after{
  content:"";position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200'%3E%3Cg fill='none' stroke='rgba(255,255,255,0.07)' stroke-width='1'%3E%3Ccircle cx='100' cy='100' r='20'/%3E%3Ccircle cx='100' cy='100' r='40'/%3E%3Ccircle cx='100' cy='100' r='60'/%3E%3Ccircle cx='100' cy='100' r='80'/%3E%3C/g%3E%3C/svg%3E");
  background-size:200px 200px;opacity:.6;
}
.av-overlay{
  position:absolute;left:40%;bottom:24px;right:24px;z-index:2;
  font-family:var(--serif);
}
.av-overlay .q{font-size:1.15rem;color:#fff;line-height:1.35;font-style:italic;margin-bottom:14px}
.av-overlay .a{font-family:var(--sans);font-size:.78rem;color:rgba(255,255,255,.6);letter-spacing:.05em;text-transform:uppercase}
.av-card.small1{
  width:45%;bottom:-8%;left:-10%;aspect-ratio:1.15;
  background:linear-gradient(135deg,#8B9D8B 0%,#A8B8A8 100%);
  display:flex;align-items:center;justify-content:center;
}
.av-card.small1 .ring{
  width:75%;aspect-ratio:1;border-radius:50%;
  border:8px solid rgba(255,255,255,.25);
  display:flex;align-items:center;justify-content:center;
  position:relative;
}
.av-card.small1 .ring::before{
  content:"";position:absolute;inset:14px;border-radius:50%;
  background:rgba(255,255,255,.12);
}
.av-card.small1 .big-num{
  font-family:var(--serif);font-weight:700;font-size:3rem;color:#fff;
  line-height:1;position:relative;z-index:2;
}
.av-card.small1 .lbl{
  position:absolute;bottom:14px;left:0;right:0;text-align:center;
  font-family:var(--sans);font-size:.68rem;letter-spacing:.1em;
  color:rgba(255,255,255,.85);text-transform:uppercase;
}
.av-card.small2{
  width:45%;top:-6%;right:-8%;aspect-ratio:1.15;
  background:#fff;border:1px solid var(--line);
  padding:20px;display:flex;flex-direction:column;justify-content:space-between;
}
.av-card.small2 .yr{font-family:var(--serif);font-weight:700;font-size:2.25rem;color:var(--navy);line-height:1}
.av-card.small2 .yr em{font-style:italic;color:var(--gold-dark);font-weight:500}
.av-card.small2 .label{
  font-family:var(--sans);font-size:.72rem;color:var(--text-muted);
  text-transform:uppercase;letter-spacing:.08em;
}
.av-card.small2 .dots{display:flex;gap:4px}
.av-card.small2 .dots span{width:6px;height:6px;border-radius:50%;background:var(--gold);opacity:.3}
.av-card.small2 .dots span:nth-child(1),.av-card.small2 .dots span:nth-child(2){opacity:1}

/* ========== PHILOSOPHY / PRINCIPLES (dark) ========== */
.philo-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:56px}
.philo-card{
  background:rgba(255,255,255,.04);backdrop-filter:blur(10px);
  border:1px solid rgba(255,255,255,.08);
  border-radius:18px;padding:28px 22px;
  transition:all .3s ease;position:relative;overflow:hidden;
}
.philo-card::before{
  content:"";position:absolute;top:0;left:0;width:100%;height:100%;
  background:radial-gradient(circle at top right,rgba(201,169,97,.12) 0%,transparent 60%);
  opacity:0;transition:opacity .3s ease;pointer-events:none;
}
.philo-card:hover{border-color:rgba(201,169,97,.4);transform:translateY(-4px)}
.philo-card:hover::before{opacity:1}
.philo-num{
  font-family:var(--serif);font-weight:500;font-style:italic;
  font-size:.95rem;color:var(--gold-light);margin-bottom:14px;
}
.philo-text{font-family:var(--serif);font-size:1rem;color:rgba(255,255,255,.85);line-height:1.55}
.quotes-row{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:56px}
.quote-card{
  background:linear-gradient(135deg,rgba(201,169,97,.08) 0%,rgba(201,169,97,.02) 100%);
  border:1px solid rgba(201,169,97,.2);
  border-radius:20px;padding:32px;position:relative;
}
.quote-card::before{
  content:"\201C";position:absolute;top:8px;left:24px;
  font-family:var(--serif);font-size:5rem;color:var(--gold);opacity:.35;line-height:1;
}
.quote-text{
  font-family:var(--serif);font-style:italic;font-size:1.15rem;
  color:#fff;line-height:1.5;margin:18px 0 14px;position:relative;
}
.quote-author{
  font-family:var(--sans);font-size:.78rem;color:var(--gold-light);
  letter-spacing:.1em;text-transform:uppercase;
}

/* ========== HOLDINGS GRID (dark, services pattern) ========== */
.services-header{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end;margin-bottom:56px}
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.services-grid.cols-5{grid-template-columns:repeat(5,1fr)}
.service-card{
  background:rgba(255,255,255,.04);backdrop-filter:blur(12px);
  border:1px solid rgba(255,255,255,.08);
  border-radius:20px;padding:30px 26px;
  transition:all .3s ease;position:relative;overflow:hidden;
  display:flex;flex-direction:column;
}
.service-card::before{
  content:"";position:absolute;top:-50%;right:-50%;width:200%;height:200%;
  background:radial-gradient(circle,rgba(201,169,97,.15) 0%,transparent 40%);
  opacity:0;transition:opacity .3s ease;pointer-events:none;
}
.service-card:hover{
  border-color:rgba(201,169,97,.4);
  background:rgba(255,255,255,.06);
  transform:translateY(-4px);
}
.service-card:hover::before{opacity:1}
.service-card:hover .s-arrow{background:var(--gold);color:var(--navy-3);transform:rotate(-45deg)}
.service-top{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:24px}
.service-iconwrap{
  width:52px;height:52px;border-radius:14px;
  background:linear-gradient(135deg,rgba(201,169,97,.2) 0%,rgba(201,169,97,.05) 100%);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold-light);
}
.s-arrow{
  width:32px;height:32px;border-radius:50%;border:1px solid rgba(255,255,255,.15);
  display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.6);
  transition:all .3s ease;
}
.service-card h3{
  font-family:var(--serif);font-weight:600;font-size:1.25rem;letter-spacing:-.01em;
  color:#fff;margin-bottom:10px;
}
.service-card p{font-family:var(--serif);font-size:.95rem;color:rgba(255,255,255,.6);line-height:1.6;flex:1}
.service-tag{
  font-family:var(--sans);font-size:.65rem;font-weight:700;
  letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);
  margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.08);
}

/* ========== SECTOR CARDS (light, care pattern) ========== */
.care-section{background:linear-gradient(180deg,var(--cream) 0%,#F4ECDD 100%);overflow:hidden}
.care-section::before{
  content:"";position:absolute;bottom:-12%;left:-8%;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle,rgba(139,157,139,.16) 0%,transparent 70%);filter:blur(40px);pointer-events:none;
}
.care-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:60px}
.care-card{
  position:relative;background:rgba(255,255,255,.72);
  border:1px solid rgba(26,58,92,.07);border-radius:22px;
  padding:34px 30px;overflow:hidden;
  transition:transform .4s cubic-bezier(.2,.7,.2,1),box-shadow .4s ease,border-color .4s ease;
  box-shadow:0 1px 2px rgba(26,58,92,.04);
  display:block;
}
.care-card::after{
  content:"";position:absolute;left:0;top:0;bottom:0;width:3px;
  background:linear-gradient(180deg,var(--gold),var(--gold-light));
  transform:scaleY(0);transform-origin:top;transition:transform .45s cubic-bezier(.2,.7,.2,1);
}
.care-card:hover{
  transform:translateY(-6px);box-shadow:0 24px 50px rgba(26,58,92,.13);
  border-color:rgba(201,169,97,.35);background:#fff;
}
.care-card:hover::after{transform:scaleY(1)}
.care-card:hover .care-emblem{transform:scale(1.06) rotate(-3deg)}
.care-emblem{
  width:62px;height:62px;border-radius:18px;margin-bottom:22px;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(140deg,rgba(201,169,97,.16),rgba(139,157,139,.16));
  border:1px solid rgba(26,58,92,.06);
  transition:transform .5s cubic-bezier(.2,.7,.2,1);
}
.care-emblem svg{width:30px;height:30px}
.care-card h3{
  font-family:var(--serif);font-weight:600;font-size:1.28rem;color:var(--navy-3);
  letter-spacing:-.01em;margin-bottom:10px;
}
.care-card p{font-family:var(--serif);font-size:.96rem;color:var(--text-muted);line-height:1.6}
.care-card .holdings-list{
  margin-top:16px;padding-top:14px;border-top:1px dashed var(--line);
  font-family:var(--sans);font-size:.78rem;font-weight:600;color:var(--gold-dark);
  letter-spacing:.04em;line-height:1.8;
}
.care-note{
  margin-top:40px;text-align:center;font-family:var(--serif);font-size:1rem;
  color:var(--text-muted);font-style:italic;
}
.care-note strong{color:var(--navy);font-style:normal;font-weight:600}
@media (max-width:900px){.care-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.care-grid{grid-template-columns:1fr}}

/* ========== STEP CARDS ========== */
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px;position:relative}
.step-card{
  background:#fff;border-radius:24px;
  padding:36px 32px 32px;border:1px solid var(--line);
  box-shadow:var(--shadow-sm);position:relative;
  transition:all .3s ease;
}
.step-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px);border-color:rgba(201,169,97,.3)}
.step-num-wrap{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px}
.step-num-circle{
  width:52px;height:52px;border-radius:50%;
  background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);font-weight:700;font-size:1.2rem;
  position:relative;
}
.step-num-circle::after{
  content:"";position:absolute;inset:-6px;border-radius:50%;
  border:1px dashed var(--gold);opacity:.5;
}
.step-icon{color:var(--gold-dark)}
.step-title{
  font-family:var(--serif);font-weight:600;font-size:1.4rem;letter-spacing:-.01em;
  color:var(--navy);margin-bottom:12px;
}
.step-desc{font-family:var(--serif);font-size:.98rem;color:var(--text-muted);line-height:1.6;margin-bottom:20px}
.step-details{list-style:none;border-top:1px solid var(--line);padding-top:16px}
.step-details li{
  font-family:var(--sans);font-size:.83rem;color:var(--text-muted);
  padding:8px 0;display:flex;align-items:flex-start;gap:10px;line-height:1.4;
}
.step-details li svg{color:var(--gold);flex-shrink:0;margin-top:3px}

/* ========== WHY / VALUE CARDS ========== */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:56px}
.why-grid.cols-3{grid-template-columns:repeat(3,1fr);max-width:1020px;margin-left:auto;margin-right:auto}
.why-card{
  background:#fff;border-radius:20px;
  padding:36px 28px;border:1px solid var(--line);
  position:relative;overflow:hidden;
  transition:all .3s ease;
}
.why-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:rgba(201,169,97,.3)}
.why-icon-wrap{
  width:56px;height:56px;border-radius:16px;
  background:linear-gradient(135deg,rgba(201,169,97,.2) 0%,rgba(201,169,97,.06) 100%);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold-dark);margin-bottom:22px;
}
.why-card.alt .why-icon-wrap{
  background:linear-gradient(135deg,rgba(139,157,139,.25) 0%,rgba(139,157,139,.08) 100%);
  color:var(--sage-dark);
}
.why-card h3{
  font-family:var(--serif);font-weight:600;font-size:1.2rem;letter-spacing:-.01em;
  color:var(--navy);margin-bottom:10px;
}
.why-card p{font-family:var(--serif);font-size:.94rem;color:var(--text-muted);line-height:1.6}

/* ========== FLAGSHIP FEATURE (big testimonial pattern) ========== */
.big-testimonial{
  max-width:960px;margin:80px auto 0;
  display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center;
  background:linear-gradient(135deg,#F8F4EC 0%,#F2EADF 100%);
  border:1px solid rgba(201,169,97,.2);
  border-radius:32px;padding:clamp(32px,5vw,56px);
  position:relative;overflow:hidden;
}
.big-testimonial::before{
  content:"";position:absolute;top:-30%;right:-20%;width:80%;height:160%;
  background:radial-gradient(circle,rgba(201,169,97,.2) 0%,transparent 60%);
  filter:blur(40px);pointer-events:none;
}
.bt-content{position:relative;z-index:2}
.bt-flag{
  font-family:var(--sans);font-size:.7rem;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);
  margin-bottom:18px;display:inline-flex;align-items:center;gap:8px;
}
.bt-quote{
  font-family:var(--serif);font-style:italic;
  font-size:clamp(1.2rem,2.2vw,1.6rem);
  line-height:1.4;color:var(--navy);letter-spacing:-.01em;margin-bottom:24px;
}
.bt-person{display:flex;align-items:center;gap:14px}
.bt-avatar{
  width:48px;height:48px;border-radius:50%;
  background:linear-gradient(135deg,#8B9D8B,#6B7D6B);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);font-weight:700;color:#fff;font-size:1rem;
}
.bt-person-info strong{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:1rem;display:block}
.bt-person-info span{font-family:var(--sans);font-size:.82rem;color:var(--text-muted)}
.bt-visual{position:relative;aspect-ratio:1;max-width:280px;margin:0 auto}
.bt-visual .orb{
  position:absolute;inset:0;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,#E8D4A3 0%,#C9A961 45%,#B89545 100%);
  box-shadow:
    inset -30px -30px 60px rgba(26,58,92,.3),
    inset 20px 20px 50px rgba(255,255,255,.4),
    0 20px 60px rgba(201,169,97,.4);
}
.bt-visual .orb-small{
  position:absolute;bottom:-10%;right:-5%;
  width:40%;aspect-ratio:1;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,#fff 0%,#A8B8A8 70%);
  box-shadow:0 10px 30px rgba(139,157,139,.4);
}

/* ========== PORTFOLIO PAGE — sector groups & holding cards ========== */
.sector-block{margin-bottom:72px}
.sector-block:last-child{margin-bottom:0}
.sector-head{
  display:flex;align-items:center;gap:16px;margin-bottom:28px;
  padding-bottom:18px;border-bottom:1px solid var(--line);
}
.sector-head .care-emblem{width:52px;height:52px;border-radius:14px;margin-bottom:0}
.sector-head .care-emblem svg{width:26px;height:26px}
.sector-title{
  font-family:var(--serif);font-weight:600;font-size:1.6rem;letter-spacing:-.01em;
  color:var(--navy);flex:1;
}
.sector-count{
  font-family:var(--sans);font-size:.72rem;font-weight:700;
  letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark);
}
.holdings-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.holding-card{
  background:#fff;border:1px solid var(--line);border-radius:22px;
  padding:34px 32px;position:relative;overflow:hidden;
  transition:all .3s ease;
}
.holding-card::before{
  content:"";position:absolute;top:0;right:0;width:140px;height:140px;
  background:radial-gradient(circle,rgba(201,169,97,.13) 0%,transparent 60%);
  pointer-events:none;
}
.holding-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:rgba(201,169,97,.35)}
.holding-top{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:14px}
.holding-name{
  font-family:var(--serif);font-weight:600;font-size:1.35rem;letter-spacing:-.01em;
  color:var(--navy);line-height:1.25;
}
.holding-pill{
  font-family:var(--sans);font-size:.62rem;font-weight:700;
  letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark);
  background:rgba(201,169,97,.12);border:1px solid rgba(201,169,97,.25);
  padding:6px 12px;border-radius:999px;white-space:nowrap;flex-shrink:0;
}
.holding-pill.flagship{color:#fff;background:var(--navy);border-color:var(--navy)}
.holding-desc{font-family:var(--serif);font-size:.97rem;color:var(--text-muted);line-height:1.65}
.holding-meta{
  display:flex;flex-wrap:wrap;gap:20px;margin-top:18px;padding-top:16px;
  border-top:1px dashed var(--line);
  font-family:var(--sans);font-size:.78rem;color:var(--text-muted);
}
.holding-meta strong{
  display:block;font-size:.68rem;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;color:var(--gold-dark);margin-bottom:2px;
}
.holding-card.flagship-card{
  grid-column:1 / -1;
  background:
    radial-gradient(circle at 80% 20%,rgba(201,169,97,.28) 0%,transparent 45%),
    linear-gradient(135deg,#1A3A5C 0%,#0F2440 100%);
  border-color:rgba(201,169,97,.3);
}
.holding-card.flagship-card .holding-name{color:#fff;font-size:1.6rem}
.holding-card.flagship-card .holding-desc{color:rgba(255,255,255,.7)}
.holding-card.flagship-card .holding-meta{border-top-color:rgba(255,255,255,.15);color:rgba(255,255,255,.6)}
.holding-card.flagship-card .holding-meta strong{color:var(--gold-light)}
@media (max-width:900px){.holdings-grid{grid-template-columns:1fr}}

/* ========== OFFICE / CONTACT ========== */
.areas-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.areas-sub-heading{
  font-family:var(--serif);font-weight:600;font-size:1.3rem;
  color:var(--navy);margin-bottom:24px;letter-spacing:-.01em;
  display:flex;align-items:center;gap:10px;
}
.office-card{
  background:#fff;border-radius:20px;padding:28px;
  border:1px solid var(--line);margin-bottom:14px;
  transition:all .25s ease;position:relative;overflow:hidden;
}
.office-card::before{
  content:"";position:absolute;top:0;right:0;width:120px;height:120px;
  background:radial-gradient(circle,rgba(201,169,97,.15) 0%,transparent 60%);
  pointer-events:none;
}
.office-card:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.office-city{
  font-family:var(--serif);font-weight:600;font-size:1.3rem;letter-spacing:-.01em;
  color:var(--navy);margin-bottom:12px;display:flex;align-items:center;gap:10px;
}
.office-city svg{color:var(--gold-dark)}
.office-line{font-family:var(--serif);font-size:.96rem;color:var(--text-muted);line-height:1.7}
.office-contact{display:flex;gap:32px;flex-wrap:wrap;margin-top:14px;padding-top:14px;border-top:1px dashed var(--line)}
.office-label{
  font-family:var(--sans);font-size:.7rem;font-weight:700;
  color:var(--gold-dark);text-transform:uppercase;letter-spacing:.1em;
  margin-bottom:3px;
}

.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:56px;align-items:start}
.contact-row{display:flex;align-items:flex-start;gap:16px;margin-bottom:24px}
.contact-icon-box{
  width:48px;height:48px;border-radius:14px;
  background:var(--cream);color:var(--gold-dark);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.contact-label{
  font-family:var(--sans);font-size:.72rem;font-weight:700;
  color:var(--gold-dark);text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px;
}
.contact-value{
  font-family:var(--serif);font-weight:600;font-size:1.05rem;color:var(--navy);letter-spacing:-.01em;
}
.map-vis{
  width:100%;aspect-ratio:16/10;border-radius:24px;
  background:linear-gradient(135deg,#1A3A5C 0%,#0F2440 100%);
  position:relative;overflow:hidden;margin-top:20px;
}
.map-vis::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(circle at 20% 30%,rgba(201,169,97,.2) 0%,transparent 40%),
    radial-gradient(circle at 70% 70%,rgba(139,157,139,.18) 0%,transparent 40%);
}
.map-dots-bg{
  position:absolute;inset:0;opacity:.15;
  background-image:radial-gradient(circle,#fff 1px,transparent 1.5px);
  background-size:24px 24px;
}
.map-pin{
  position:absolute;width:14px;height:14px;border-radius:50%;
  background:var(--gold);box-shadow:0 0 0 6px rgba(201,169,97,.25),0 0 0 12px rgba(201,169,97,.12);
}
.map-pin.mpls{top:48%;left:50%}
.map-pin-label{
  position:absolute;font-family:var(--sans);font-size:.72rem;font-weight:600;color:#fff;
  background:rgba(0,0,0,.5);backdrop-filter:blur(10px);
  padding:4px 10px;border-radius:999px;white-space:nowrap;
}
.map-pin-label.mpls{top:53%;left:52%}
.map-title{
  position:absolute;bottom:24px;left:24px;
  font-family:var(--serif);font-weight:600;font-size:1.2rem;color:#fff;letter-spacing:-.01em;
}
.map-title em{font-style:italic;color:var(--gold-light);font-weight:500}

.form-card{
  background:#fff;border-radius:24px;padding:clamp(32px,4vw,44px);
  box-shadow:var(--shadow-md);border:1px solid var(--line);
}
.form-title{
  font-family:var(--serif);font-weight:600;font-size:1.6rem;letter-spacing:-.01em;
  color:var(--navy);margin-bottom:6px;
}
.form-sub{font-family:var(--serif);font-size:.95rem;color:var(--text-muted);margin-bottom:28px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.field label{
  font-family:var(--sans);font-size:.75rem;font-weight:600;
  color:var(--text-muted);margin-bottom:6px;display:block;
  text-transform:uppercase;letter-spacing:.06em;
}
.field input,.field select,.field textarea{
  width:100%;
  font-family:var(--serif);font-size:1rem;color:var(--text);
  background:var(--off-white);border:1px solid transparent;border-radius:12px;
  padding:14px 16px;outline:none;transition:all .2s ease;
}
.field textarea{min-height:110px;resize:vertical}
.field select{
  appearance:none;
  background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%235A6A7A' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 16px center;padding-right:40px;
}
.field input:focus,.field select:focus,.field textarea:focus{
  background:#fff;border-color:var(--gold);box-shadow:0 0 0 4px rgba(201,169,97,.15);
}
.submit-btn{
  font-family:var(--sans);font-weight:600;font-size:.98rem;color:#fff;
  background:var(--navy);padding:16px 36px;border-radius:999px;
  width:100%;margin-top:10px;
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  transition:all .25s ease;
}
.submit-btn:hover{background:var(--navy-2);box-shadow:0 10px 30px rgba(26,58,92,.3)}
.submit-btn.sent{background:var(--sage-dark)}

/* ========== FAQ ========== */
.faq-wrapper{display:grid;grid-template-columns:1fr 1.6fr;gap:64px;align-items:start}
.faq-side{position:sticky;top:100px}
.faq-side .eyebrow{margin-bottom:20px}
.faq-stat{margin-top:32px;padding:24px;background:#fff;border-radius:20px;border:1px solid var(--line)}
.faq-stat-num{
  font-family:var(--serif);font-weight:700;font-size:3rem;letter-spacing:-.02em;
  color:var(--navy);line-height:1;
}
.faq-stat-num em{font-style:italic;color:var(--gold-dark);font-weight:500}
.faq-stat-label{font-family:var(--sans);font-size:.85rem;color:var(--text-muted);margin-top:6px}
.faq-list{display:flex;flex-direction:column;gap:10px}
.faq-item{
  background:#fff;border-radius:16px;border:1px solid var(--line);
  overflow:hidden;transition:all .25s ease;
}
.faq-item.open{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.faq-btn{
  width:100%;display:flex;align-items:center;justify-content:space-between;
  gap:16px;padding:22px 26px;text-align:left;cursor:pointer;
}
.faq-q{
  font-family:var(--serif);font-weight:600;
  font-size:clamp(1rem,1.3vw,1.1rem);
  color:var(--navy);letter-spacing:-.005em;flex:1;line-height:1.4;
}
.faq-plus{
  width:32px;height:32px;border-radius:50%;background:var(--cream);
  color:var(--gold-dark);flex-shrink:0;
  display:flex;align-items:center;justify-content:center;
  transition:all .3s ease;
}
.faq-item.open .faq-plus{background:var(--gold);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;padding:0 26px}
.faq-item.open .faq-a{max-height:320px;padding:0 26px 24px}
.faq-a p{font-family:var(--serif);font-size:.98rem;color:var(--text-muted);line-height:1.7}

/* ========== BIG CTA ========== */
.big-cta{padding:24px}
.big-cta-inner{
  max-width:1200px;margin:0 auto;
  background:
    radial-gradient(circle at 20% 30%,rgba(201,169,97,.35) 0%,transparent 45%),
    radial-gradient(circle at 80% 70%,rgba(139,157,139,.3) 0%,transparent 45%),
    linear-gradient(135deg,#1A3A5C 0%,#081627 100%);
  border-radius:32px;padding:clamp(48px,7vw,96px);
  color:#fff;text-align:center;position:relative;overflow:hidden;
}
.big-cta-inner::before{
  content:"";position:absolute;inset:0;opacity:.15;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60' viewBox='0 0 60 60'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23C9A961' fill-opacity='0.4'%3E%3Ccircle cx='30' cy='30' r='1.5'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.big-cta-inner h2{
  font-family:var(--serif);font-weight:700;
  font-size:clamp(2rem,4vw,3rem);line-height:1.1;letter-spacing:-.02em;
  margin-bottom:16px;position:relative;
}
.big-cta-inner h2 em{font-style:italic;color:var(--gold-light);font-weight:500}
.big-cta-inner p{
  font-family:var(--serif);font-size:1.1rem;color:rgba(255,255,255,.75);
  max-width:560px;margin:0 auto 32px;line-height:1.6;position:relative;
}
.big-cta-buttons{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;position:relative}
.btn-gold{
  font-family:var(--sans);font-weight:600;font-size:.95rem;
  color:var(--navy-3);background:linear-gradient(135deg,var(--gold-light) 0%,var(--gold) 100%);
  padding:16px 32px;border-radius:999px;
  display:inline-flex;align-items:center;gap:10px;
  box-shadow:var(--shadow-gold);transition:all .25s ease;
}
.btn-gold:hover{transform:translateY(-2px)}
.btn-outline{
  font-family:var(--sans);font-weight:600;font-size:.95rem;color:#fff;
  background:transparent;border:1px solid rgba(255,255,255,.25);
  padding:16px 28px;border-radius:999px;
  display:inline-flex;align-items:center;gap:10px;
  transition:all .25s ease;
}
.btn-outline:hover{border-color:var(--gold-light);color:var(--gold-light)}

/* ========== FOOTER ========== */
footer{background:#1A3A5C;padding:72px 24px 0;color:#fff}
.foot-grid{
  display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;
  gap:48px;padding-bottom:48px;
}
.foot-logo{
  font-family:var(--serif);font-weight:700;font-size:1.5rem;letter-spacing:-.01em;
  color:#fff;margin-bottom:14px;display:flex;align-items:center;gap:12px;
}
.foot-logo img{width:38px;height:38px;border-radius:50%;background:#fff;padding:2px}
.foot-logo .inc{font-weight:500;font-style:italic;color:var(--gold-light)}
.foot-tag{
  font-family:var(--serif);font-size:.95rem;color:rgba(255,255,255,.55);line-height:1.6;max-width:280px;
  margin-bottom:20px;
}
.foot-col-title{
  font-family:var(--sans);font-size:.72rem;font-weight:700;
  letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);margin-bottom:20px;
}
.foot-list{list-style:none}
.foot-list li{margin-bottom:10px}
.foot-list a{
  font-family:var(--serif);font-size:.94rem;color:rgba(255,255,255,.55);
  transition:color .2s;cursor:pointer;
}
.foot-list a:hover{color:var(--gold-light)}
.foot-contact{display:flex;align-items:center;gap:10px;margin-bottom:12px;font-family:var(--serif);font-size:.94rem;color:rgba(255,255,255,.55)}
.foot-contact svg{color:var(--gold-dark);flex-shrink:0}
.foot-contact a{transition:color .2s}
.foot-contact a:hover{color:var(--gold-light)}
.foot-bottom{
  border-top:1px solid rgba(255,255,255,.08);padding:22px 0;
  display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;
}
.copyright{font-family:var(--sans);font-size:.8rem;color:rgba(255,255,255,.35)}
.legal-links{display:flex;gap:24px}
.legal-links a{font-family:var(--sans);font-size:.8rem;color:rgba(255,255,255,.35);cursor:pointer;transition:color .2s}
.legal-links a:hover{color:rgba(255,255,255,.7)}

/* ========== LEGAL / PROSE DOCUMENT ========== */
.legal-doc{max-width:780px;margin:0 auto}
.legal-doc .updated{
  font-family:var(--sans);font-size:.82rem;color:var(--text-muted);
  margin-bottom:36px;padding-bottom:24px;border-bottom:1px solid var(--line);
  display:flex;flex-wrap:wrap;gap:6px 18px;
}
.legal-doc .updated strong{
  font-weight:700;color:var(--gold-dark);text-transform:uppercase;
  letter-spacing:.08em;font-size:.72rem;
}
.legal-doc h2{
  font-family:var(--serif);font-weight:700;font-size:1.5rem;letter-spacing:-.01em;
  color:var(--navy);margin:42px 0 14px;
}
.legal-doc h2:first-of-type{margin-top:0}
.legal-doc h2 em{font-style:italic;font-weight:500;color:var(--gold-dark)}
.legal-doc h3{
  font-family:var(--serif);font-weight:600;font-size:1.14rem;letter-spacing:-.005em;
  color:var(--navy);margin:26px 0 10px;
}
.legal-doc p,.legal-doc li{
  font-family:var(--serif);font-size:1.02rem;line-height:1.75;color:var(--text-muted);
}
.legal-doc p{margin-bottom:16px}
.legal-doc ul{margin:0 0 18px 22px}
.legal-doc li{margin-bottom:9px}
.legal-doc strong{color:var(--navy);font-weight:600}
.legal-doc a{color:var(--gold-dark);text-decoration:underline;text-underline-offset:2px;transition:color .2s}
.legal-doc a:hover{color:var(--navy)}

/* ========== RESPONSIVE ========== */
@media (max-width:1180px){
  .nav-links{display:none}
  .nav-toggle{display:flex}
  .hero-inner{grid-template-columns:1fr;gap:48px}
  .hero-visual{max-width:380px;margin:0 auto}
  .hv-float.tl{left:-8%}
  .hv-float.br{right:-4%}
  .about-grid{grid-template-columns:1fr;gap:48px}
  .services-header{grid-template-columns:1fr;gap:24px}
  .philo-grid{grid-template-columns:repeat(2,1fr)}
  .services-grid,.services-grid.cols-5{grid-template-columns:repeat(2,1fr)}
  .how-grid{grid-template-columns:1fr}
  .why-grid,.why-grid.cols-3{grid-template-columns:repeat(2,1fr)}
  .big-testimonial{grid-template-columns:1fr;gap:32px}
  .bt-visual{max-width:220px}
  .areas-grid{grid-template-columns:1fr}
  .faq-wrapper{grid-template-columns:1fr;gap:40px}
  .faq-side{position:static}
  .contact-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:640px){
  .nav{padding:6px 8px 6px 16px}
  .cta-nav{display:none}
  .philo-grid,.services-grid,.services-grid.cols-5,.why-grid,.why-grid.cols-3{grid-template-columns:1fr}
  .quotes-row{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .about-stats{grid-template-columns:1fr}
  .trust-row{gap:24px}
}